I find I wear my shoulder holster more often than expected. In the summer and wearing shorts I don't want a belt holster nor keeping the gun in shorts pocket because it weighs down the stretchy shorts material that don't use a belt. I almost always wear a T-shirt under a short sleeve shirt in the summer. I find I sweat less that way. Well wearing the shoulder holster under the short sleeve shirt works great. The shirt hides the gun which is mostly under my arm and the T-shirt keeps the holster from scratching or rubbing against my skin. I actually wear the shoulder holster around inside the house without the cover shirt. Like orange juice it isn't just for breakfast anymore so the shoulder holster isn't just for under a suit coat or jacket. I am liking it. I do like the vertical shoulder holster better because for me it hides the gun easier.